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The 20% HELP debt cut, a new $67,000 repayment threshold and lenders now allowed to disregard smaller student debts — how the 2026 HECS changes lift your borrowing power.

A record 81% of new Australian home loans now go through brokers. But what does a broker actually cost you? Commissions, fees and the Best Interests Duty explained in plain English.

The RBA held the cash rate at 4.35% in June 2026, but economists are split on an August rise. Should North Shore borrowers fix, stay variable, or split? A plain-English guide.

The federal Help to Buy shared-equity scheme lets you buy with as little as a 2% deposit while the government takes an equity share. Here’s how it works in 2026, who qualifies, the Sydney price cap, and the trade-offs for North Shore buyers.

Buying your first home in Sydney can feel out of reach, but in 2026 there are three government schemes that, used together, can dramatically cut the deposit and upfront costs you need. Here is a plain-English guide to the deposit, the grants and the stamp duty rules,...

Negative gearing is one of the most talked-about topics in Australian property — and after the May 2026 Federal Budget, the rules are set to change. Here is a plain-English guide for Sydney investors: what negative gearing is, how it works, and what the proposed 2026...

Buy your next North Shore home before selling your current one. How bridging loans work — peak debt, end debt, costs and risks — explained by a Chatswood broker.

Fixed rate ending? Loan not reviewed in years? Here’s when refinancing makes sense for North Shore homeowners — and how a Chatswood broker can help.

You can apply for a home loan up to a certain limit with a conditional pre-approval from a lender. It’s not a requirement that you take…